Please browse through our loan types from the menu to the left, or view a description of some of the common loans currently available.
Home Loans
Traditional Home Loan extended generally over a 20- 30 year repayment period. Repayments consist of principal and interest. Interest rates can be either fixed or variable. Traditional home loans are suitable for both owner-occupiers and investment applications.
Interest Only Loans are suitable for residential property investment. There are potential tax benefits when utilising interest only loans.
Equity Loans are loans which operate like an overdraft facility with a set limit up to which the balance may fluctuate. They are ideally suited to an active stock market or property investor, and are becoming more popular with home buyers.
Low Doc Loans are generally only available to self-employed persons or to joint applicants where one partner is self-employed. We have access to one lender who caters to PAYG individuals. These loans are designed for borrowers who do not have available traditional financial documentation to support a loan application or who do not wish to reveal their business' trading position. Interest rates are generally slightly higher than regular loans. Some lenders offer rate reductions based on account conduct over a number of years.
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